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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,841 | $123,155-19.7% | $108,753-9.1% | $155,188-36.3% |
| Participation rate | 63.2% | 75.6%-12.5pp | 71.1%-7.9pp | 80.8%-17.6pp |
| Annual return | 16.91% | 44.73%-27.8pp | 37.47%-20.6pp | 148.84%-131.9pp |
| Employer contribution / active EE | $2,108 | $2,811-25.0% | $2,427-13.1% | $4,248-50.4% |
| Participant deferral / active EE | $5,364 | $4,623+16.0% | $4,115+30.4% | $6,531-17.9% |
| Admin fee / account holder | $832 | $12,126-93.1% | $10,320-91.9% | $14,480-94.3% |