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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,036 | $49,976+152.2% | $66,674+89.0% | $82,637+52.5% |
| Participation rate | 90.0% | 63.1%+26.9pp | 73.7%+16.3pp | 68.1%+21.9pp |
| Annual return | 18.03% | 39.09%-21.1pp | 321.24%-303.2pp | 53.51%-35.5pp |
| Employer contribution / active EE | $11,202 | $1,988+463.4% | $2,620+327.5% | $2,552+338.9% |
| Participant deferral / active EE | $9,349 | $2,847+228.4% | $4,084+128.9% | $4,126+126.6% |
| Admin fee / account holder | $1,503 | $4,594-67.3% | $5,098-70.5% | $7,339-79.5% |