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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $126,036 | $51,638+144.1% | $68,368+84.4% | $82,448+52.9% |
| Participation rate | 90.0% | 63.6%+26.4pp | 73.8%+16.2pp | 68.1%+21.9pp |
| Annual return | 18.03% | 37.53%-19.5pp | 292.57%-274.5pp | 41.64%-23.6pp |
| Employer contribution / active EE | $11,202 | $2,047+447.4% | $2,649+322.9% | $2,551+339.1% |
| Participant deferral / active EE | $9,349 | $2,914+220.9% | $4,123+126.8% | $4,139+125.9% |
| Admin fee / account holder | $1,503 | $4,643-67.6% | $5,150-70.8% | $7,234-79.2% |