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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $233,687 | $150,412+55.4% | $120,574+93.8% | $145,884+60.2% |
| Participation rate | 66.7% | 78.8%-12.1pp | 71.9%-5.3pp | 80.3%-13.6pp |
| Annual return | 12.30% | 154.50%-142.2pp | 107.42%-95.1pp | 551.85%-539.6pp |
| Employer contribution / active EE | $1,073 | $4,355-75.4% | $3,471-69.1% | $4,662-77.0% |
| Participant deferral / active EE | $7,454 | $6,175+20.7% | $4,996+49.2% | $6,690+11.4% |
| Admin fee / account holder | $6,376 | $12,224-47.8% | $9,445-32.5% | $13,392-52.4% |