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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $100,831 | $29,319+243.9% | $52,425+92.3% | $82,448+22.3% |
| Participation rate | 71.7% | 46.9%+24.8pp | 55.6%+16.0pp | 68.1%+3.6pp |
| Annual return | 16.83% | 535.20%-518.4pp | 302.12%-285.3pp | 41.64%-24.8pp |
| Employer contribution / active EE | $1,317 | $586+124.6% | $914+44.1% | $2,551-48.4% |
| Participant deferral / active EE | $4,084 | $1,171+248.7% | $1,790+128.1% | $4,139-1.3% |
| Admin fee / account holder | $4,452 | $1,962+126.9% | $2,495+78.4% | $7,234-38.5% |