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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $607,743 | $183,539+231.1% | $155,556+290.7% | $145,897+316.6% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 25.56% | 61.31%-35.7pp | 64.84%-39.3pp | 552.29%-526.7pp |
| Employer contribution / active EE | $6,261 | $5,315+17.8% | $4,675+33.9% | $4,663+34.3% |
| Participant deferral / active EE | $15,070 | $6,467+133.0% | $5,631+167.6% | $6,689+125.3% |
| Admin fee / account holder | $1,601 | $19,275-91.7% | $15,885-89.9% | $13,390-88.0% |