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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $16,284 |
SYNOVUS TRUST COMPANY N.A.6 years Service code 99 PO BOX 23024 · COLUMBUS, GA 319023024 | Other Fees | $14,761 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $12,854 |
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,684 | $102,385-56.4% | $147,080-69.6% | $80,935-44.8% |
| Participation rate | 90.6% | 75.9%+14.8pp | 82.2%+8.4pp | 67.7%+23.0pp |
| Annual return | 12.22% | 135.09%-122.9pp | 420.17%-407.9pp | 35.66%-23.4pp |
| Employer contribution / active EE | $860 | $3,717-76.9% | $4,933-82.6% | $2,757-68.8% |
| Participant deferral / active EE | $6,614 | $6,651-0.6% | $8,066-18.0% | $4,299+53.8% |
| Admin fee / account holder | $399 | $7,951-95.0% | $12,989-96.9% | $6,924-94.2% |