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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $299,783 | $75,058+299.4% | $152,301+96.8% | $64,340+365.9% |
| Participation rate | 90.8% | 60.9%+29.9pp | 82.4%+8.4pp | 55.2%+35.6pp |
| Annual return | 16.44% | 29.93%-13.5pp | 80.50%-64.1pp | 24.14%-7.7pp |
| Employer contribution / active EE | $11,198 | $2,605+329.9% | $4,624+142.1% | $1,862+501.5% |
| Participant deferral / active EE | $7,859 | $5,041+55.9% | $8,004-1.8% | $2,980+163.7% |
| Admin fee / account holder | $28,591 | $4,050+605.9% | $14,398+98.6% | $3,703+672.2% |