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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $215,814 | $183,592+17.6% | $155,574+38.7% | $145,877+47.9% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 14.08% | 61.37%-47.3pp | 64.87%-50.8pp | 551.28%-537.2pp |
| Employer contribution / active EE | $9,926 | $5,317+86.7% | $4,676+112.3% | $4,663+112.9% |
| Participant deferral / active EE | $1,573 | $6,466-75.7% | $5,629-72.1% | $6,691-76.5% |
| Admin fee / account holder | $7,180 | $19,316-62.8% | $15,914-54.9% | $13,402-46.4% |