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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,079 | $196,972-3.0% | $182,262+4.8% | $198,609-3.8% |
| Participation rate | 100.0% | 85.7%+14.3pp | 84.2%+15.8pp | 82.4%+17.6pp |
| Annual return | 11.41% | 158.27%-146.9pp | 140.60%-129.2pp | 202.70%-191.3pp |
| Employer contribution / active EE | $12,312 | $5,364+129.5% | $5,046+144.0% | $5,055+143.5% |
| Participant deferral / active EE | $16,707 | $8,643+93.3% | $8,276+101.9% | $6,977+139.5% |
| Admin fee / account holder | $33,135 | $18,429+79.8% | $16,712+98.3% | $19,030+74.1% |