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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,087 | $105,284-20.1% | $150,734-44.2% | $94,015-10.6% |
| Participation rate | 92.1% | 71.7%+20.4pp | 78.4%+13.7pp | 70.8%+21.3pp |
| Annual return | 17.48% | 15.67%+1.8pp | 600.81%-583.3pp | 17.84%-0.4pp |
| Employer contribution / active EE | $2,392 | $3,599-33.5% | $4,918-51.4% | $2,790-14.3% |
| Participant deferral / active EE | $4,311 | $4,274+0.9% | $5,610-23.1% | $4,249+1.5% |
| Admin fee / account holder | $1,282 | $9,839-87.0% | $14,905-91.4% | $8,951-85.7% |