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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,703 | $125,190+6.8% | $105,624+26.6% | $145,897-8.4% |
| Participation rate | 88.9% | 77.6%+11.3pp | 75.3%+13.6pp | 80.3%+8.6pp |
| Annual return | 6.78% | 225.22%-218.4pp | 116.20%-109.4pp | 552.29%-545.5pp |
| Employer contribution / active EE | $5,320 | $3,720+43.0% | $3,168+67.9% | $4,663+14.1% |
| Participant deferral / active EE | $1,291 | $5,716-77.4% | $5,013-74.3% | $6,689-80.7% |
| Admin fee / account holder | $5,729 | $17,138-66.6% | $10,961-47.7% | $13,390-57.2% |