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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $133,703 | $126,519+5.7% | $106,201+25.9% | $145,959-8.4% |
| Participation rate | 88.9% | 77.7%+11.2pp | 75.3%+13.6pp | 80.3%+8.6pp |
| Annual return | 6.78% | 225.10%-218.3pp | 116.26%-109.5pp | 561.95%-555.2pp |
| Employer contribution / active EE | $5,320 | $3,726+42.8% | $3,170+67.8% | $4,661+14.1% |
| Participant deferral / active EE | $1,291 | $5,716-77.4% | $5,012-74.2% | $6,689-80.7% |
| Admin fee / account holder | $5,729 | $17,312-66.9% | $11,039-48.1% | $13,398-57.2% |