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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,526 | $75,058-19.4% | $152,301-60.3% | $64,340-5.9% |
| Participation rate | 66.5% | 60.9%+5.6pp | 82.4%-16.0pp | 55.2%+11.2pp |
| Annual return | 20.99% | 29.93%-8.9pp | 80.50%-59.5pp | 24.14%-3.2pp |
| Employer contribution / active EE | $2,270 | $2,605-12.9% | $4,624-50.9% | $1,862+21.9% |
| Participant deferral / active EE | $5,420 | $5,041+7.5% | $8,004-32.3% | $2,980+81.9% |
| Admin fee / account holder | $2,956 | $4,050-27.0% | $14,398-79.5% | $3,703-20.2% |