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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,526 | $76,642-21.0% | $146,866-58.8% | $65,306-7.3% |
| Participation rate | 66.5% | 61.2%+5.2pp | 82.5%-16.0pp | 57.7%+8.8pp |
| Annual return | 20.99% | 33.40%-12.4pp | 102.85%-81.9pp | 21.94%-0.9pp |
| Employer contribution / active EE | $2,270 | $2,621-13.4% | $4,425-48.7% | $1,967+15.4% |
| Participant deferral / active EE | $5,420 | $4,864+11.4% | $7,759-30.1% | $2,959+83.2% |
| Admin fee / account holder | $2,956 | $3,960-25.4% | $13,620-78.3% | $3,480-15.0% |