Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 5-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,371 | $67,894-49.4% | $89,340-61.5% | $82,448-58.3% |
| Participation rate | 35.9% | 64.0%-28.2pp | 69.6%-33.7pp | 68.1%-32.2pp |
| Annual return | 22.32% | 19.21%+3.1pp | 20.57%+1.8pp | 41.64%-19.3pp |
| Employer contribution / active EE | $0 | $1,828-100.0% | $2,231-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $2,794 | $3,072-9.1% | $3,823-26.9% | $4,139-32.5% |
| Admin fee / account holder | $1,473 | $5,723-74.3% | $6,704-78.0% | $7,234-79.6% |