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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,427 | $102,609+163.6% | $98,090+175.7% | $138,895+94.7% |
| Participation rate | 75.0% | 82.8%-7.8pp | 81.5%-6.5pp | 79.9%-4.9pp |
| Annual return | 19.25% | 36.44%-17.2pp | 37.05%-17.8pp | 145.39%-126.1pp |
| Employer contribution / active EE | $11,585 | $3,867+199.6% | $3,606+221.2% | $4,194+176.2% |
| Participant deferral / active EE | $25,125 | $8,167+207.6% | $7,845+220.3% | $6,396+292.8% |
| Admin fee / account holder | $1,859 | $11,434-83.7% | $11,815-84.3% | $12,562-85.2% |