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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $46,847 | $90,691-48.3% | $76,119-38.5% | $145,884-67.9% |
| Participation rate | 50.0% | 74.5%-24.5pp | 69.1%-19.1pp | 80.3%-30.3pp |
| Annual return | 15.31% | 624.52%-609.2pp | 361.25%-345.9pp | 551.85%-536.5pp |
| Employer contribution / active EE | $2,224 | $3,329-33.2% | $2,693-17.4% | $4,662-52.3% |
| Participant deferral / active EE | $3,336 | $5,167-35.4% | $4,259-21.7% | $6,690-50.1% |
| Admin fee / account holder | $0 | $8,383-100.0% | $6,421-100.0% | $13,392-100.0% |