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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,987 | $102,422-20.9% | $147,117-45.0% | $80,9590% |
| Participation rate | 80.0% | 75.9%+4.1pp | 82.2%-2.2pp | 67.7%+12.3pp |
| Annual return | 10.89% | 135.16%-124.3pp | 420.54%-409.6pp | 35.67%-24.8pp |
| Employer contribution / active EE | $3,841 | $3,717+3.3% | $4,932-22.1% | $2,757+39.3% |
| Participant deferral / active EE | $5,188 | $6,652-22.0% | $8,065-35.7% | $4,300+20.6% |
| Admin fee / account holder | $24,313 | $7,953+205.7% | $12,993+87.1% | $6,925+251.1% |