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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $330,573 | $77,814+324.8% | $158,223+108.9% | $86,983+280.0% |
| Participation rate | 94.3% | 68.4%+25.9pp | 79.2%+15.1pp | 69.5%+24.7pp |
| Annual return | 15.85% | 30.54%-14.7pp | 52.09%-36.2pp | 25.83%-10.0pp |
| Employer contribution / active EE | $4,365 | $2,592+68.4% | $4,109+6.2% | $2,584+68.9% |
| Participant deferral / active EE | $11,143 | $3,270+240.8% | $5,467+103.8% | $4,194+165.7% |
| Admin fee / account holder | $3,022 | $5,879-48.6% | $16,047-81.2% | $7,856-61.5% |