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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $330,573 | $76,407+332.6% | $150,298+119.9% | $82,448+300.9% |
| Participation rate | 94.3% | 66.4%+27.9pp | 77.8%+16.5pp | 68.1%+26.2pp |
| Annual return | 15.85% | 39.99%-24.1pp | 62.79%-46.9pp | 41.64%-25.8pp |
| Employer contribution / active EE | $4,365 | $2,614+67.0% | $4,154+5.1% | $2,551+71.1% |
| Participant deferral / active EE | $11,143 | $3,214+246.7% | $5,453+104.4% | $4,139+169.2% |
| Admin fee / account holder | $3,022 | $6,352-52.4% | $14,116-78.6% | $7,234-58.2% |