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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,559 | $71,215-48.7% | $93,696-61.0% | $80,935-54.8% |
| Participation rate | 96.3% | 60.4%+35.9pp | 68.7%+27.6pp | 67.7%+28.6pp |
| Annual return | 3.19% | 11.27%-8.1pp | 133.74%-130.6pp | 35.66%-32.5pp |
| Employer contribution / active EE | $8,277 | $1,565+428.9% | $2,422+241.8% | $2,757+200.3% |
| Participant deferral / active EE | $5,855 | $4,037+45.0% | $4,417+32.6% | $4,299+36.2% |
| Admin fee / account holder | $82,246 | $6,958+1082.0% | $8,287+892.5% | $6,924+1087.8% |