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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,837 | $169,237-44.0% | $129,339-26.7% | $145,978-35.0% |
| Participation rate | 72.7% | 76.5%-3.7pp | 69.6%+3.1pp | 80.3%-7.6pp |
| Annual return | 16.74% | 14364.43%-14347.7pp | 9437.05%-9420.3pp | 550.52%-533.8pp |
| Employer contribution / active EE | $1,519 | $5,540-72.6% | $4,154-63.4% | $4,662-67.4% |
| Participant deferral / active EE | $3,353 | $4,991-32.8% | $4,170-19.6% | $6,690-49.9% |
| Admin fee / account holder | $880 | $9,882-91.1% | $7,668-88.5% | $13,400-93.4% |