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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,976 | $171,492-34.1% | $150,734-25.0% | $198,609-43.1% |
| Participation rate | 70.8% | 81.4%-10.6pp | 78.4%-7.6pp | 82.4%-11.5pp |
| Annual return | 14.09% | 804.70%-790.6pp | 600.81%-586.7pp | 202.70%-188.6pp |
| Employer contribution / active EE | $1,969 | $5,470-64.0% | $4,918-60.0% | $5,055-61.1% |
| Participant deferral / active EE | $5,512 | $6,259-11.9% | $5,610-1.8% | $6,977-21.0% |
| Admin fee / account holder | $2,173 | $17,628-87.7% | $14,905-85.4% | $19,030-88.6% |