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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,626 | $154,228-62.0% | $145,433-59.7% | $137,256-57.3% |
| Participation rate | 93.3% | 83.8%+9.5pp | 82.1%+11.2pp | 80.0%+13.4pp |
| Annual return | 8.08% | 74.59%-66.5pp | 66.58%-58.5pp | 220.34%-212.3pp |
| Employer contribution / active EE | $1,742 | $4,804-63.7% | $4,554-61.8% | $4,156-58.1% |
| Participant deferral / active EE | $6,527 | $8,216-20.6% | $7,897-17.4% | $6,407+1.9% |
| Admin fee / account holder | $50,222 | $14,344+250.1% | $13,129+282.5% | $12,270+309.3% |