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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $77,299 | $108,825-29.0% | $156,181-50.5% | $82,448-6.2% |
| Participation rate | 62.5% | 72.4%-9.9pp | 78.8%-16.3pp | 68.1%-5.6pp |
| Annual return | 12.48% | 20.59%-8.1pp | 64.87%-52.4pp | 41.64%-29.2pp |
| Employer contribution / active EE | $1,919 | $2,870-33.1% | $4,294-55.3% | $2,551-24.8% |
| Participant deferral / active EE | $4,473 | $4,577-2.3% | $6,132-27.1% | $4,139+8.1% |
| Admin fee / account holder | $2,662 | $9,341-71.5% | $14,586-81.7% | $7,234-63.2% |