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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,818 | $73,787+8.2% | $98,716-19.1% | $82,448-3.2% |
| Participation rate | 57.6% | 61.4%-3.8pp | 69.3%-11.7pp | 68.1%-10.5pp |
| Annual return | 16.34% | 18.57%-2.2pp | 31.81%-15.5pp | 41.64%-25.3pp |
| Employer contribution / active EE | $1,061 | $1,511-29.8% | $2,279-53.4% | $2,551-58.4% |
| Participant deferral / active EE | $4,547 | $3,081+47.6% | $4,048+12.3% | $4,139+9.8% |
| Admin fee / account holder | $7,621 | $6,500+17.2% | $8,703-12.4% | $7,234+5.3% |