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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,818 | $77,574+2.9% | $108,753-26.6% | $86,983-8.2% |
| Participation rate | 57.6% | 62.3%-4.7pp | 71.1%-13.5pp | 69.5%-12.0pp |
| Annual return | 16.34% | 18.42%-2.1pp | 37.47%-21.1pp | 25.83%-9.5pp |
| Employer contribution / active EE | $1,061 | $1,611-34.1% | $2,427-56.3% | $2,584-59.0% |
| Participant deferral / active EE | $4,547 | $3,128+45.3% | $4,115+10.5% | $4,194+8.4% |
| Admin fee / account holder | $7,621 | $6,529+16.7% | $10,320-26.2% | $7,856-3.0% |