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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $462,439 | $81,358+468.4% | $155,556+197.3% | $80,959+471.2% |
| Participation rate | 100.0% | 66.3%+33.7pp | 78.2%+21.8pp | 67.7%+32.3pp |
| Annual return | 9.55% | 33.39%-23.8pp | 64.84%-55.3pp | 35.67%-26.1pp |
| Employer contribution / active EE | $20,485 | $3,106+559.5% | $4,675+338.1% | $2,757+643.0% |
| Participant deferral / active EE | $19,748 | $3,455+471.5% | $5,631+250.7% | $4,300+359.2% |
| Admin fee / account holder | $4,813 | $7,994-39.8% | $15,885-69.7% | $6,925-30.5% |