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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,842 | $88,672+80.3% | $105,223+51.9% | $82,448+93.9% |
| Participation rate | 100.0% | 67.9%+32.1pp | 75.0%+25.0pp | 68.1%+31.9pp |
| Annual return | 7.38% | 30.86%-23.5pp | 180.65%-173.3pp | 41.64%-34.3pp |
| Employer contribution / active EE | $6,290 | $3,048+106.4% | $3,689+70.5% | $2,551+146.6% |
| Participant deferral / active EE | $2,258 | $4,036-44.0% | $5,072-55.5% | $4,139-45.4% |
| Admin fee / account holder | $1,698 | $7,146-76.2% | $8,859-80.8% | $7,234-76.5% |