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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,842 | $105,284+51.8% | $150,734+6.0% | $94,015+70.0% |
| Participation rate | 100.0% | 71.7%+28.3pp | 78.4%+21.6pp | 70.8%+29.2pp |
| Annual return | 7.38% | 15.67%-8.3pp | 600.81%-593.4pp | 17.84%-10.5pp |
| Employer contribution / active EE | $6,290 | $3,599+74.8% | $4,918+27.9% | $2,790+125.5% |
| Participant deferral / active EE | $2,258 | $4,274-47.2% | $5,610-59.7% | $4,249-46.9% |
| Admin fee / account holder | $1,698 | $9,839-82.7% | $14,905-88.6% | $8,951-81.0% |