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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $159,842 | $93,345+71.2% | $119,126+34.2% | $87,485+82.7% |
| Participation rate | 100.0% | 68.7%+31.3pp | 75.8%+24.2pp | 68.9%+31.1pp |
| Annual return | 7.38% | 19.08%-11.7pp | 282.11%-274.7pp | 26.06%-18.7pp |
| Employer contribution / active EE | $6,290 | $3,172+98.3% | $4,034+56.0% | $2,596+142.3% |
| Participant deferral / active EE | $2,258 | $4,099-44.9% | $5,318-57.5% | $4,274-47.2% |
| Admin fee / account holder | $1,698 | $8,039-78.9% | $10,693-84.1% | $7,775-78.2% |