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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,066 | $178,174-42.7% | $156,181-34.6% | $137,256-25.6% |
| Participation rate | 86.4% | 82.0%+4.3pp | 78.8%+7.5pp | 80.0%+6.4pp |
| Annual return | 12.94% | 84.19%-71.2pp | 64.87%-51.9pp | 220.34%-207.4pp |
| Employer contribution / active EE | $2,500 | $4,972-49.7% | $4,294-41.8% | $4,156-39.8% |
| Participant deferral / active EE | $3,289 | $6,888-52.2% | $6,132-46.4% | $6,407-48.7% |
| Admin fee / account holder | $3,882 | $17,404-77.7% | $14,586-73.4% | $12,270-68.4% |