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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,097 | $166,131-50.6% | $164,975-50.2% | $145,877-43.7% |
| Participation rate | 87.5% | 82.0%+5.5pp | 78.6%+8.9pp | 80.3%+7.2pp |
| Annual return | 11.54% | 100.37%-88.8pp | 70.12%-58.6pp | 551.28%-539.7pp |
| Employer contribution / active EE | $4,007 | $5,276-24.0% | $4,343-7.7% | $4,663-14.1% |
| Participant deferral / active EE | $2,880 | $6,962-58.6% | $6,033-52.3% | $6,691-56.9% |
| Admin fee / account holder | $2,761 | $16,648-83.4% | $12,688-78.2% | $13,402-79.4% |