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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,841 | $83,369-78.6% | $105,223-83.0% | $67,986-73.8% |
| Participation rate | 95.5% | 56.3%+39.2pp | 75.0%+20.5pp | 57.2%+38.3pp |
| Annual return | 14.89% | 24.64%-9.8pp | 180.65%-165.8pp | 31.67%-16.8pp |
| Employer contribution / active EE | $580 | $2,541-77.2% | $3,689-84.3% | $2,019-71.3% |
| Participant deferral / active EE | $2,962 | $3,295-10.1% | $5,072-41.6% | $3,358-11.8% |
| Admin fee / account holder | $2,473 | $4,073-39.3% | $8,859-72.1% | $3,203-22.8% |