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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,976 | $166,268-34.5% | $165,100-34.0% | $145,897-25.3% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 13.36% | 100.52%-87.2pp | 70.21%-56.9pp | 552.29%-538.9pp |
| Employer contribution / active EE | $6,051 | $5,284+14.5% | $4,348+39.2% | $4,663+29.8% |
| Participant deferral / active EE | $6,293 | $6,964-9.6% | $6,035+4.3% | $6,689-5.9% |
| Admin fee / account holder | $2,030 | $16,659-87.8% | $12,696-84.0% | $13,390-84.8% |