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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $128,401 | $199,109-35.5% | $173,730-26.1% | $154,746-17.0% |
| Participation rate | 100.0% | 82.8%+17.2pp | 79.6%+20.4pp | 80.7%+19.3pp |
| Annual return | 16.62% | 20.02%-3.4pp | 19.96%-3.3pp | 172.34%-155.7pp |
| Employer contribution / active EE | $5,063 | $5,311-4.7% | $4,577+10.6% | $4,379+15.6% |
| Participant deferral / active EE | $6,758 | $7,113-5.0% | $6,326+6.8% | $6,730+0.4% |
| Admin fee / account holder | $9,658 | $20,916-53.8% | $17,523-44.9% | $14,365-32.8% |