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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $225,771 | $106,749+111.5% | $145,433+55.2% | $82,448+173.8% |
| Participation rate | 73.7% | 75.6%-2.0pp | 82.1%-8.4pp | 68.1%+5.6pp |
| Annual return | 14.19% | 27.59%-13.4pp | 66.58%-52.4pp | 41.64%-27.4pp |
| Employer contribution / active EE | $1,536 | $3,444-55.4% | $4,554-66.3% | $2,551-39.8% |
| Participant deferral / active EE | $8,508 | $6,519+30.5% | $7,897+7.7% | $4,139+105.5% |
| Admin fee / account holder | $4,126 | $8,390-50.8% | $13,129-68.6% | $7,234-43.0% |