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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $488,211 | $183,539+166.0% | $155,556+213.8% | $145,897+234.6% |
| Participation rate | 93.8% | 82.7%+11.0pp | 78.2%+15.5pp | 80.3%+13.4pp |
| Annual return | 14.06% | 61.31%-47.2pp | 64.84%-50.8pp | 552.29%-538.2pp |
| Employer contribution / active EE | $2,313 | $5,315-56.5% | $4,675-50.5% | $4,663-50.4% |
| Participant deferral / active EE | $9,278 | $6,467+43.5% | $5,631+64.8% | $6,689+38.7% |
| Admin fee / account holder | $2,381 | $19,275-87.6% | $15,885-85.0% | $13,390-82.2% |