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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,624 | $89,259-88.1% | $107,187-90.1% | $82,637-87.1% |
| Participation rate | 94.7% | 67.9%+26.7pp | 75.0%+19.6pp | 68.1%+26.6pp |
| Annual return | 20.09% | 21.02%-0.9pp | 204.55%-184.5pp | 53.51%-33.4pp |
| Employer contribution / active EE | $1,137 | $3,080-63.1% | $3,782-69.9% | $2,552-55.5% |
| Participant deferral / active EE | $2,317 | $4,037-42.6% | $5,096-54.5% | $4,126-43.8% |
| Admin fee / account holder | $405 | $7,381-94.5% | $9,162-95.6% | $7,339-94.5% |