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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,624 | $88,672-88.0% | $105,223-89.9% | $82,448-87.1% |
| Participation rate | 94.7% | 67.9%+26.7pp | 75.0%+19.6pp | 68.1%+26.6pp |
| Annual return | 20.09% | 30.86%-10.8pp | 180.65%-160.6pp | 41.64%-21.6pp |
| Employer contribution / active EE | $1,137 | $3,048-62.7% | $3,689-69.2% | $2,551-55.4% |
| Participant deferral / active EE | $2,317 | $4,036-42.6% | $5,072-54.3% | $4,139-44.0% |
| Admin fee / account holder | $405 | $7,146-94.3% | $8,859-95.4% | $7,234-94.4% |