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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,624 | $96,731-89.0% | $123,973-91.4% | $86,983-87.8% |
| Participation rate | 94.7% | 70.0%+24.6pp | 76.7%+18.0pp | 69.5%+25.1pp |
| Annual return | 20.09% | 17.33%+2.8pp | 388.13%-368.0pp | 25.83%-5.7pp |
| Employer contribution / active EE | $1,137 | $3,297-65.5% | $4,126-72.5% | $2,584-56.0% |
| Participant deferral / active EE | $2,317 | $4,152-44.2% | $5,247-55.8% | $4,194-44.8% |
| Admin fee / account holder | $405 | $8,722-95.4% | $11,799-96.6% | $7,856-94.8% |