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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-3689044 | Recordkeeping | $55,094 |
DEFINITI LLC1+ years Filed as: DEFINITI, LLC Service code 31 · EIN 85-0833363 | Named fiduciary; Participant loan pro... | $23,336 |
HOLYFIELD & THOMAS LLC1+ years Service code 10 · EIN 65-1083521 | Accounting | $12,750 |
THE BANK OF NEW YORK MELLON1+ years Filed as: BANK OF AMERICA NA Service code 27 · EIN 13-5674085 | Advisory (Plan) | $3,119 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,898 | $52,450-23.9% | $129,295-69.1% | $74,546-46.5% |
| Participation rate | 79.0% | 53.8%+25.2pp | 69.6%+9.4pp | 67.2%+11.8pp |
| Annual return | 15.60% | 15.65%-0.1pp | 9429.28%-9413.7pp | 1366.03%-1350.4pp |
| Employer contribution / active EE | $1,892 | $1,532+23.5% | $4,157-54.5% | $2,624-27.9% |
| Participant deferral / active EE | $3,438 | $2,797+22.9% | $4,169-17.5% | $4,347-20.9% |
| Admin fee / account holder | $324 | $2,636-87.7% | $7,665-95.8% | $1,944-83.3% |