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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,995 | $100,139-44.1% | $85,187-34.3% | $145,884-61.6% |
| Participation rate | 54.5% | 74.1%-19.6pp | 67.5%-13.0pp | 80.3%-25.8pp |
| Annual return | 14.72% | 84.15%-69.4pp | 66.67%-51.9pp | 551.85%-537.1pp |
| Employer contribution / active EE | $2,885 | $3,238-10.9% | $2,732+5.6% | $4,662-38.1% |
| Participant deferral / active EE | $3,711 | $5,296-29.9% | $4,525-18.0% | $6,690-44.5% |
| Admin fee / account holder | $19,682 | $7,262+171.0% | $6,162+219.4% | $13,392+47.0% |