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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,039 | $86,922-26.3% | $102,438-37.5% | $80,874-20.8% |
| Participation rate | 91.8% | 72.4%+19.4pp | 76.5%+15.3pp | 67.6%+24.1pp |
| Annual return | 13.78% | 18.90%-5.1pp | 29.37%-15.6pp | 35.62%-21.8pp |
| Employer contribution / active EE | $1,089 | $2,369-54.0% | $3,024-64.0% | $2,756-60.5% |
| Participant deferral / active EE | $4,639 | $4,119+12.6% | $5,054-8.2% | $4,297+8.0% |
| Admin fee / account holder | $2,202 | $8,050-72.6% | $9,448-76.7% | $6,935-68.2% |