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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,261 | $100,139-41.8% | $85,187-31.6% | $145,884-60.1% |
| Participation rate | 42.9% | 74.1%-31.2pp | 67.5%-24.7pp | 80.3%-37.4pp |
| Annual return | 13.52% | 84.15%-70.6pp | 66.67%-53.1pp | 551.85%-538.3pp |
| Employer contribution / active EE | $1,655 | $3,238-48.9% | $2,732-39.4% | $4,662-64.5% |
| Participant deferral / active EE | $5,225 | $5,296-1.3% | $4,525+15.5% | $6,690-21.9% |
| Admin fee / account holder | $216 | $7,262-97.0% | $6,162-96.5% | $13,392-98.4% |