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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,870 | $77,814+183.8% | $158,223+39.6% | $86,983+153.9% |
| Participation rate | 64.3% | 68.4%-4.1pp | 79.2%-14.9pp | 69.5%-5.3pp |
| Annual return | 16.30% | 30.54%-14.2pp | 52.09%-35.8pp | 25.83%-9.5pp |
| Employer contribution / active EE | $2,505 | $2,592-3.4% | $4,109-39.0% | $2,584-3.1% |
| Participant deferral / active EE | $3,683 | $3,270+12.7% | $5,467-32.6% | $4,194-12.2% |
| Admin fee / account holder | $3,658 | $5,879-37.8% | $16,047-77.2% | $7,856-53.4% |