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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,886 | $88,087-43.4% | $164,866-69.7% | $74,546-33.1% |
| Participation rate | 70.5% | 73.1%-2.5pp | 78.6%-8.1pp | 67.2%+3.3pp |
| Annual return | 17.70% | 17.27%+0.4pp | 69.97%-52.3pp | 1366.03%-1348.3pp |
| Employer contribution / active EE | $3,072 | $2,595+18.4% | $4,343-29.3% | $2,624+17.1% |
| Participant deferral / active EE | $6,780 | $4,499+50.7% | $6,033+12.4% | $4,347+56.0% |
| Admin fee / account holder | $5,424 | $2,232+143.0% | $12,689-57.3% | $1,944+179.1% |