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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,886 | $88,186-43.4% | $165,071-69.8% | $74,459-33.0% |
| Participation rate | 70.5% | 73.1%-2.6pp | 78.6%-8.1pp | 67.2%+3.3pp |
| Annual return | 17.70% | 17.13%+0.6pp | 70.17%-52.5pp | 1369.70%-1352.0pp |
| Employer contribution / active EE | $3,072 | $2,600+18.2% | $4,347-29.3% | $2,626+17.0% |
| Participant deferral / active EE | $6,780 | $4,505+50.5% | $6,035+12.3% | $4,350+55.9% |
| Admin fee / account holder | $5,424 | $2,234+142.8% | $12,695-57.3% | $1,945+178.9% |