Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,083 | $81,504-55.7% | $102,437-64.8% | $80,959-55.4% |
| Participation rate | 61.0% | 66.9%-5.9pp | 74.5%-13.5pp | 67.7%-6.7pp |
| Annual return | 6.76% | 25.60%-18.8pp | 24.95%-18.2pp | 35.67%-28.9pp |
| Employer contribution / active EE | $2,020 | $3,104-34.9% | $3,871-47.8% | $2,757-26.7% |
| Participant deferral / active EE | $3,618 | $3,871-6.5% | $5,060-28.5% | $4,300-15.9% |
| Admin fee / account holder | $941 | $6,719-86.0% | $8,388-88.8% | $6,925-86.4% |