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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,571 | $70,366-69.3% | $66,674-67.6% | $138,895-84.5% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 16.29% | 386.41%-370.1pp | 321.24%-304.9pp | 145.39%-129.1pp |
| Employer contribution / active EE | $2,470 | $2,765-10.7% | $2,620-5.7% | $4,194-41.1% |
| Participant deferral / active EE | $1,832 | $4,374-58.1% | $4,084-55.2% | $6,396-71.4% |
| Admin fee / account holder | $996 | $5,262-81.1% | $5,098-80.5% | $12,562-92.1% |