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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $279,996 | $81,358+244.2% | $155,556+80.0% | $80,959+245.8% |
| Participation rate | 98.6% | 66.3%+32.3pp | 78.2%+20.3pp | 67.7%+30.9pp |
| Annual return | 10.60% | 33.39%-22.8pp | 64.84%-54.2pp | 35.67%-25.1pp |
| Employer contribution / active EE | $8,101 | $3,106+160.8% | $4,675+73.3% | $2,757+193.8% |
| Participant deferral / active EE | $5,905 | $3,455+70.9% | $5,631+4.9% | $4,300+37.3% |
| Admin fee / account holder | $9,089 | $7,994+13.7% | $15,885-42.8% | $6,925+31.2% |