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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $298,202 | $76,407+290.3% | $150,298+98.4% | $82,448+261.7% |
| Participation rate | 94.9% | 66.4%+28.5pp | 77.8%+17.1pp | 68.1%+26.8pp |
| Annual return | 14.54% | 39.99%-25.4pp | 62.79%-48.2pp | 41.64%-27.1pp |
| Employer contribution / active EE | $7,359 | $2,614+181.5% | $4,154+77.2% | $2,551+188.5% |
| Participant deferral / active EE | $5,861 | $3,214+82.3% | $5,453+7.5% | $4,139+41.6% |
| Admin fee / account holder | $5,028 | $6,352-20.8% | $14,116-64.4% | $7,234-30.5% |