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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,123 | $115,225+235.1% | $100,712+283.4% | $138,895+178.0% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 21.71% | 40.35%-18.6pp | 33.27%-11.6pp | 145.39%-123.7pp |
| Employer contribution / active EE | $14,252 | $2,771+414.3% | $2,313+516.3% | $4,194+239.8% |
| Participant deferral / active EE | $13,552 | $4,699+188.4% | $4,085+231.7% | $6,396+111.9% |
| Admin fee / account holder | $9,435 | $10,844-13.0% | $9,256+1.9% | $12,562-24.9% |