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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,123 | $124,980+208.9% | $108,359+256.3% | $154,746+149.5% |
| Participation rate | 100.0% | 75.2%+24.8pp | 70.1%+29.9pp | 80.7%+19.3pp |
| Annual return | 21.71% | 45.00%-23.3pp | 36.89%-15.2pp | 172.34%-150.6pp |
| Employer contribution / active EE | $14,252 | $2,851+400.0% | $2,399+494.0% | $4,379+225.5% |
| Participant deferral / active EE | $13,552 | $4,743+185.7% | $4,137+227.6% | $6,730+101.4% |
| Admin fee / account holder | $9,435 | $11,502-18.0% | $9,741-3.1% | $14,365-34.3% |