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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $102,697 | $59,467+72.7% | $93,727+9.6% | $74,478+37.9% |
| Participation rate | 58.7% | 59.6%-0.9pp | 68.7%-10.0pp | 67.2%-8.5pp |
| Annual return | 11.87% | 82.14%-70.3pp | 133.83%-122.0pp | 1370.56%-1358.7pp |
| Employer contribution / active EE | $1,071 | $1,267-15.5% | $2,421-55.8% | $2,626-59.2% |
| Participant deferral / active EE | $3,682 | $3,052+20.7% | $4,417-16.6% | $4,350-15.4% |
| Admin fee / account holder | $17,889 | $3,028+490.7% | $8,292+115.8% | $1,946+819.4% |