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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,613 | $209,336-90.6% | $197,124-90.1% | $137,256-85.7% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 17.04% | 48.09%-31.0pp | 44.34%-27.3pp | 220.34%-203.3pp |
| Employer contribution / active EE | $2,755 | $6,591-58.2% | $6,227-55.8% | $4,156-33.7% |
| Participant deferral / active EE | $1,116 | $9,614-88.4% | $9,135-87.8% | $6,407-82.6% |
| Admin fee / account holder | $1,071 | $17,308-93.8% | $16,298-93.4% | $12,270-91.3% |