Filed January 4, 2018
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,553 | $81,233-39.0% | $155,567-68.1% | $80,874-38.7% |
| Participation rate | 64.2% | 66.2%-2.1pp | 78.2%-14.0pp | 67.6%-3.5pp |
| Annual return | 8.85% | 33.33%-24.5pp | 64.74%-55.9pp | 35.62%-26.8pp |
| Employer contribution / active EE | $808 | $3,101-73.9% | $4,674-82.7% | $2,756-70.7% |
| Participant deferral / active EE | $1,679 | $3,452-51.4% | $5,628-70.2% | $4,297-60.9% |
| Admin fee / account holder | $3,442 | $7,998-57.0% | $15,916-78.4% | $6,935-50.4% |