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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,668 | $183,516-91.5% | $155,534-89.9% | $145,884-89.3% |
| Participation rate | 72.7% | 82.7%-10.0pp | 78.2%-5.5pp | 80.3%-7.6pp |
| Annual return | 28.73% | 61.43%-32.7pp | 64.92%-36.2pp | 551.85%-523.1pp |
| Employer contribution / active EE | $1,442 | $5,315-72.9% | $4,675-69.1% | $4,662-69.1% |
| Participant deferral / active EE | $3,237 | $6,467-49.9% | $5,630-42.5% | $6,690-51.6% |
| Admin fee / account holder | $1,477 | $19,293-92.3% | $15,900-90.7% | $13,392-89.0% |