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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,668 | $183,592-91.5% | $155,574-89.9% | $145,877-89.3% |
| Participation rate | 72.7% | 82.7%-10.0pp | 78.2%-5.5pp | 80.3%-7.6pp |
| Annual return | 28.73% | 61.37%-32.6pp | 64.87%-36.1pp | 551.28%-522.6pp |
| Employer contribution / active EE | $1,442 | $5,317-72.9% | $4,676-69.2% | $4,663-69.1% |
| Participant deferral / active EE | $3,237 | $6,466-49.9% | $5,629-42.5% | $6,691-51.6% |
| Admin fee / account holder | $1,477 | $19,316-92.4% | $15,914-90.7% | $13,402-89.0% |