Retirement plan

ENGLAND, THIMS & MILLER, INC. 401(K) PLAN

Name: ENGLAND, THIMS & MILLER, INC. - ENGLAND, THIMS & MILLER, INC. 401(K) PLAN (2024) Form 5500
Creator: ENGLAND, THIMS & MILLER, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ENGLAND, THIMS & MILLER, INC. 401(K) PLAN, ENGLAND, THIMS & MILLER, INC.

ENGLAND, THIMS & MILLER, INC.EIN 59-1773930Plan #001PY 2024

14775 OLD ST. AUGUSTINE RD - JACKSONVILLE, FL 32258904-642-8990etminc.comLinkedIn201-500 employeescivil engineering

Prospect flagsCorrective distributions

How to read this page

Total assets (EOY)

$55.5M

+15.8% from 2023

Total participants

426

+9.2% from 2023

Average account balance

$132,048

-4.3% from 2023

Annual return

14.81%

-2.72 pp from 2023

Benchmarks

See 3,298 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants250-999

Cohort3,298 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$55.46M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$132K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

420

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

98.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$3.38M

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$10K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+14.81%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$179

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Top 4 by compensation

Provider	Service type	Compensation
VOYA RETIREMENT INSURANCE & ANNUITY3 years Service code 12 · EIN 71-0294708	Investment advisory (participants); C...	$74,261
MAI CAPITAL MANAGEMENT, LLC3 years Service code 99 · EIN 61-1495162	Other Fees	$54,806
PRINCIPAL LIFE INSURANCE COMPANY2 years Filed as: PRINCIPAL SECURITIES Service code 99 · EIN 01-7010034	Other Fees	$23,488
MORNINGSTAR3 years Service code 27 · EIN 36-3297908	Advisory (Plan)	$7,703

Plan features & details

Pension benefit codes2E2J2F2G3D3H2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.
3H
Controlled group member
Plan sponsor(s) is (are) a member(s) of a controlled group (Code sections 414(b) (c) or (m)).

Opportunity flags

1 tripped

ComplianceCorrective distributions
Plan reported corrective distributions (failed ADP/ACP testing).

Expense breakdown

Schedule H Part II

Admin total

$75K

$225 / participant

Investment mgmt$1K1.7%
Contract admin$71K94.0%
Other / not subdivided$3K4.3%

% of EOY assets

0.136%

all-in expense ratio

Categories reported

2 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Unqualified opinion

Auditor signed off without reservation - the cleanest possible opinion.

Auditor firm: ENNIS PELLUM & ASSOCIATES, CPAS
Auditor EIN: 591843700
Audit fees: (not subdivided)
Opinion code: Unqualified

Metric

This plan

Peer set

Industry

Size

Avg account balance

$132,048

$106,230+24.3%

$147,080-10.2%

$77,736+69.9%

Participation rate

98.2%

78.4%+19.8pp

82.2%+16.0pp

70.6%+27.6pp

Annual return

14.81%

56.91%-42.1pp

420.17%-405.4pp

31.26%-16.4pp

Employer contribution / active EE

$2,606

$4,072-36.0%

$4,933-47.2%

$2,728-4.5%

Participant deferral / active EE

$7,521

$8,001-6.0%

$8,066-6.8%

$4,651+61.7%

Admin fee / account holder

$179

$338-47.0%

$12,989-98.6%

$433-58.6%

Provider

Service type

Compensation

VOYA RETIREMENT INSURANCE & ANNUITY3 years

Service code 12 · EIN 71-0294708

Investment advisory (participants); C...

$74,261

MAI CAPITAL MANAGEMENT, LLC3 years

Service code 99 · EIN 61-1495162

Other Fees

$54,806

PRINCIPAL LIFE INSURANCE COMPANY2 years

Filed as: PRINCIPAL SECURITIES

Service code 99 · EIN 01-7010034

Other Fees

$23,488

MORNINGSTAR3 years

Service code 27 · EIN 36-3297908

Advisory (Plan)

$7,703

ENGLAND, THIMS & MILLER, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ENGLAND, THIMS & MILLER, INC. 401(K) PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion