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| Provider | Service type | Compensation |
|---|---|---|
J W COLE FINANCIAL INC3 years Filed as: JW COLE FINANCIAL Service code 27 · EIN 16-1632597 | Advisory (Plan) | $66,708 |
AMERICAN UNITED LIFE INSURANCE CO10+ years Filed as: ONEAMERICA RETIREMENT SERVICES LLC Service code 15 · EIN 46-5378846 | Recordkeeping | $42,193 |
MATRIX TRUST COMPANY4 years Service code 19 · EIN 75-3182674 | Securities Custodian | $0 |
MATRIX TRUST COMPANY4 years Filed as: MATRIX TRUST COMPANY NA Service code 19 | Securities Custodian | $0 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $210,775 | $89,808+134.7% | $100,383+110.0% | $77,671+171.4% |
| Participation rate | 99.6% | 81.2%+18.4pp | 81.5%+18.1pp | 70.6%+29.1pp |
| Annual return | 17.21% | 20.62%-3.4pp | 49.26%-32.1pp | 31.21%-14.0pp |
| Employer contribution / active EE | $4,405 | $3,039+45.0% | $3,944+11.7% | $2,726+61.6% |
| Participant deferral / active EE | $12,376 | $8,284+49.4% | $8,086+53.1% | $4,648+166.3% |
| Admin fee / account holder | $304 | $174+74.5% | $7,900-96.1% | $430-29.3% |