Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 8-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,174 | $45,343+138.6% | $150,298-28.0% | $67,986+59.1% |
| Participation rate | 37.5% | 51.9%-14.4pp | 77.8%-40.3pp | 57.2%-19.7pp |
| Annual return | 14.63% | 33.28%-18.6pp | 62.79%-48.2pp | 31.67%-17.0pp |
| Employer contribution / active EE | $1,504 | $1,462+2.9% | $4,154-63.8% | $2,019-25.5% |
| Participant deferral / active EE | $3,711 | $2,055+80.6% | $5,453-31.9% | $3,358+10.5% |
| Admin fee / account holder | $12,497 | $2,250+455.5% | $14,116-11.5% | $3,203+290.1% |