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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,921 | $81,487-27.7% | $102,412-42.5% | $80,935-27.2% |
| Participation rate | 66.7% | 66.8%-0.2pp | 74.5%-7.8pp | 67.7%-1.0pp |
| Annual return | 15.57% | 25.60%-10.0pp | 24.94%-9.4pp | 35.66%-20.1pp |
| Employer contribution / active EE | $1,136 | $3,103-63.4% | $3,870-70.6% | $2,757-58.8% |
| Participant deferral / active EE | $2,892 | $3,871-25.3% | $5,060-42.9% | $4,299-32.7% |
| Admin fee / account holder | $3,186 | $6,717-52.6% | $8,388-62.0% | $6,924-54.0% |