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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,040 | $49,024-22.4% | $112,860-66.3% | $87,485-56.5% |
| Participation rate | 100.0% | 62.2%+37.8pp | 66.3%+33.7pp | 68.9%+31.1pp |
| Annual return | 4.44% | 43.86%-39.4pp | 35.26%-30.8pp | 26.06%-21.6pp |
| Employer contribution / active EE | $4,847 | $1,290+275.6% | $2,206+119.7% | $2,596+86.7% |
| Participant deferral / active EE | $1,690 | $2,209-23.5% | $3,493-51.6% | $4,274-60.5% |
| Admin fee / account holder | $1,039 | $6,266-83.4% | $6,841-84.8% | $7,775-86.6% |