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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,040 | $23,330+63.1% | $64,489-41.0% | $82,448-53.9% |
| Participation rate | 100.0% | 68.3%+31.7pp | 67.7%+32.3pp | 68.1%+31.9pp |
| Annual return | 4.44% | 83.66%-79.2pp | 55.03%-50.6pp | 41.64%-37.2pp |
| Employer contribution / active EE | $4,847 | $824+487.9% | $1,523+218.2% | $2,551+90.0% |
| Participant deferral / active EE | $1,690 | $1,707-1.0% | $2,778-39.2% | $4,139-59.2% |
| Admin fee / account holder | $1,039 | $2,946-64.7% | $4,260-75.6% | $7,234-85.6% |